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Everyone has their own experiences. But the hospital incident I can relate. One time I took my son in emergency and the doctor gave anesthesia to my son in his finger and then got busy worh other patients and when she came back the affect was almost done and when she gave cut in his finger, he was in real pain and I was literally in tears. \nAfter few years when my situation was grave the head of the department herself took permission in the meeting for my immediate MRI which takes longer if you not in dire need.\n\nBut she gave the perfect review. Never come here to study in college. You won't get anything except wasting your money. For me it's been 20 years here. Life is not easy at all, but I'm used to it. May be because I don't need friends to share happiness or my sorrows. I'm a strong woman and can handle my ups and down. \nLife is all about paying bills and bills here and I now I don't have any regrets, so I'm okay with it. Winters are good as long as you have proper clothing and shoes. I never had an issue.

One CAR ACCIDENT Tyler and you’re screwed in the U.S.! People lose their houses paying medical bills.

Total bill 4 c section in USA is $25,000 in 2005. I know personally, luckily I had a mother's insurance pay all but $500. Otherwise I couldn't afford to have a baby in California

Not sure what's gone wrong ..in the US and the uk .the rents are so high ..then all the bills as well..even here in Ireland the rents are gone quiet high ..the rents should all be controled .???

To put it simply/ all levels of government are responsible for what is happening today. Provincial and federal governments refusing for decades to support Canadian industries or Canadians. During the 1960's 70's and 80's there was a massive exodus of companies or take overs by foreign entities as a direct result of government refusal to help Canadian businesses. Today they sellout Canada's natural resources loosing valuable tax dollars in the process, leaving taxpayers to foot the bill for taxes, subsidies and grants.

I would love to see the itemized bill for giving birth.

A bill to have a kid thats crazy

I recently travelled to Oregon & Washington state to see a Canadian friend who married an American. I found the price of food to be very expensive or on par with Canada, plus the exchange rate. The busy freeways traumatized me. I was stressed about avoiding medical care or any legal issues during my trip. While visiting a popular beach resort town, I was surprised to observe Americans talking loudly on their cell phones, oblivious to the beauty of the ocean & everyone around them. I noticed rich locals driving their rare convertibles. I was relieved to come back to my life in Canada. \nP.S. my friend recently got COVID, $3000 medical bill to pay, & spent most of the time recovering at home - almost died ?

According to Forbes it is about 14k for natural delivery, 18k for a c-section and it should cost 2-3K for co-pay. We must realize that this is of course the quote for complication free births. \n\nI had premature twins in Canada and the cost would have been over 1 million in the USA. My sons had an American nurse who chose to immigrate to Canada because the billing aspect of her job was stressful. According to this nurse she had to bill the family for every pacifier that hit the ground etc… Scanning every bar of soap etc… \nThe problem with Canadian healthcare is people treat it like it is free so there is a lot of waste. Nurses don’t scan so they give stuff etc… Also people go to the ER for flu’s which is very costly on the system. If Canadians were more conscious the system would be better!

I can't blame that pregnant person for wanting out. Average hospital bill in the USA for chiildbirth is between 5,000 and 11,000 dollars according to google, and that doesn't include aftercare and pre-natal care. In Canada it's covered by the province.

I've been here from August 26th. I live in Saskatoon. Found a job in 8 days, I didn't have a career back home, except for being a mechanic, saftey guy and 2 more diplomas. I started from ground up working at grocery shop, paid the bills, smoked that good weed, can video call my family everyday, hanging out with the boys and chilling. \n\nBut I understand how most people who had a career back in their home is having trouble getting the exact one here. My roommate did software engineering stuff back home and he works with me. \n\nAlso Canadians have been really great with me. I had made some friends.\nAlso I'm 27, so I have time and I understand where he's coming from

Canada is not perfect by any means. Lots of room to improve things, and I absolutely love and appreciate Americans. Great folks. But, the fact that any person, rich or poor, no matter who it is, can go to the doctor as many times as they need to without getting a big bill. We do pay for little things. Like... sometimes you pay for crutches or special devices, but for the most part, you don't. It comes out of our taxes.\n\nPlus, couples get a year of maternity leave here. It can be split any way the couple likes. LIke... the mom or dad can have the whole year or they can split it up between them, part mom and part dad gets it. We have unemployment insurance we pay from our taxes, so if you get suddenly laid of from work, ,you get some money coming in for a while to tide you over until you find a new job. And the disabled can get disability coverage too.\n\nOf course, we do pay higher taxes for these things, but... I kinda like that everybody gets healthcare. NO, I'm not into Communism, but having social programs is great. And... um... we do have more education in Canada, and more avenues to get help with tuition.

That 10K co-pay for birth could easily have been a complicated birth or a stay in the NICU. The 3500$ co-pay is a simple uncomplicated vaginal birth. So yup. Have a baby in the NICU for a while and the total before insurance bills get up to the hundreds of thousands very very quickly.

I've recently had experiences with the US healthcare system through my partner, who is American, and I was appalled. I would challenge that the health care is higher quality in the US than Canada. I saw a complete lack of care, unprofessionalism, incompetence, and a bureaucratic mess the likes of which I've never experienced here. Even the premiere hospital in the region couldn't compare to the level of care I have experienced in the larger city hospitals here. Of course, his care did cost several thousand dollars a day, for which they sent him a bill after sending the original bill to the wrong department to get paid (through his insurance). It was a mess, all during which he suffered, had them come up to 2 hours late with his narcotic pain meds, taking up to an hour to answer a call bell, and generally being the antithesis of care. I am very happy that when we first began our relationship, I made it clear that I would never move to the US, and he was okay with that.. In fact, he's very much looking forward to leaving the country of his birth, for whom he served in the military for 20 years, and moving to Canada.

When you have to pay to hold your newborn, something is seriously wrong with the system. My Mom just spent 5 months in the hospital. Including the multiple tests to ascertain what was wrong, meals overall care - not a penny billed to us ( except a rental for some equipment).

But our indian govt behaved like kid when indian sikh farmers fight against 3 agriculture bills even though they didn't harm any locals during that protest except themselves. Almost 900 farmers were died because of COVID and other states comapared their death with alcohol and drugs.

I am Canadian - I was on a trip the the good ole US of A last December - developed a UTI went to urgent care (have good health insurance from my cdn govt job) for a urine sample and some IV fluids- just got my bill was charged $10kusd and my insurance covered 80% like WTF $10kusd - for real will be contesting this bill and these charges - how does anyone afford to live there? This is insanity! ?

One out of every 4 people in the USA loose their homes to medical bills

I'm Canadian. I was born here, raised here, and have lived here all my life. However, my parents are American (they came during the Vietnam war), and I have full dual citizenship. I could cross the border into the U.S., get a job, start working and live there for the rest of my life if I ever chose to do so.\n\nHowever, I will never live in the U.S. Why? The cost of healthcare insurance and healthcare in general is definitely a part of that, but another huge factor is the socio-political atmosphere down there that is very unappealing to me. Everything from politics, the gun issue, much higher violence than we have in Canada, more racism issues, the media, and from what I have observed from decades of visits to the U.S.: there just seems to be a lot more people that are on edge and hostile than I am used to compared to Canada as well. For me, the general culture and mindset is just not something I want to live amongst.\n\nThere are some things I enjoy in the U.S., and there ARE wonderful people there too. I have several friends in the U.S. (born and raised), not to mention my entire extended family is American. But for me, the U.S. is a nice enough place to visit, but it's not somewhere I'd ever want to live.\n\nNo matter what kind of trip I take to the U.S., whenever I get back home to Canada it's always like a deep sigh of relief. I feel safer. I feel more relaxed. I feel at home. No matter how good my trip was, when I set foot back on Canadian soil again I always get a feeling of humble gratitude that I live here. For me, other than the warmer weather and some of the sights the U.S. has to offer, I'm much, much happier in Canada. I feel very fortunate to live here.\n\nAs a side note, I have never found our public healthcare system here in Canada to be lacking whatsoever. Any healthcare I, or anyone else I know that has received any, has always been prompt, of excellent quality, and reassuringly delivered in a professional manner.\n\nAs an example, in 1994, my father had a seizure and it was discovered that he had a benign brain tumour that had to be removed. Not even a week later, he was booked for his surgery and he had his procedure. He was operated on by one of the top two neurosurgeons in North America at the time, he spent three weeks in recovery at the hospital, and he had months of rehab afterward. About 2 weeks later, he had another seizure (the last one he ever had), he stayed in another hospital for an additional two weeks.\n\nHowever, all of what I just mentioned, and I mean ALL of it, was paid for by our public healthcare system. All he had to do was show his healthcare card and sign a release form for his surgery, and that was it. Nothing more. There were literally ZERO bills, no insurance companies, no paperwork, no phone calls, and ZERO hassle. Nothing.\n\nAnd no, our family was NOT rich or privileged either. Just an average middle class family. However, my dad's neurosurgeon told us his surgery and all the months of care he received afterward would have cost $180,000 (in 1994!), and our family would have been out on the street if it wasn't for our healthcare system. My dad also had a very minor heart attack in 2007 which didn't require surgery, and he didn't have to pay a dime or do anything else other than show his healthcare card for that either. Since those two events, my father has lived a healthy, normal life thanks to our public healthcare.\n\nIn Canada, EVERYONE receives that kind of care, regardless of if they are a billionaire or they are homeless. Because that's the moral and ethical thing to do, and is just one of the many reasons why I plan on staying here.

Every province has it's own health care coverage. If you move from one province to another you must apply for their coverage. Your province's health coverage will cover you for up to 3 months. If you leave Canada you have NO medical coverage and must pay the bill yourself, unless you have travelers insurance.

You go to a ER and they save your life and suicide yourself when you receive the bill. ?????

It is FREE in B.C. and a 12 month 80% salary for Mom. The company plus government foot the bill.

That's insane $3000 to have a baby I remember when my son was born the only bill I had at the end was $200 for a circumcision which I thought was a bit expensive thank god I'm Canadian

My brother in law found out the hard way when his first child was born 35 years ago. His hospital bill was over $13000 My wife and I lived in Canada then, and 1 year after our first child birth cost... $0. !

11 years ago a trip to the ER in Texas cost close to or more than the cost with insurance than a the cost for an ER visit in NS (for those out of country who are not covered by our provincial program). \n\nWe would pay $50 copay at the ER, then over. The next few days we would receive a bill for the physician, then from pharmacy, then from the facility, then from X-ray, etc, every separate department would have its own portion. \n\nAnd then there was the unpleasant surprise when the doctor who saw you in the ER was not an “in network” doctor even though the hospital was “in network”. Our insurance paid 70% of (approved) in network costs, but only 50% of out of network costs. Keep in mind that “in network” hospitals and providers had lower negotiated rates with the insurance companies. Which meant you would have coverage of 70% of a negotiated lower rate for in network but out of network was 50% of a higher rate.\n\nMy neighbours were lovely people. The culture was much different than I expected. The gun culture really hits you in face. For the first while it seemed to be so obvious - signs on pharmacies, hospitals, and schools that state that guns were not allowed, even with a conceal and carry permit. Very quickly, that became “normal”….\n\nFood was amazing. Gas was cheap. Politics was everywhere. Christian mega churches were everywhere - along with some very vocal overbearing people who force their beliefs and opinions on anyone who is near them. \n\nI was surprised with the number of people who felt it was appropriate to discuss religion, politics, and money with virtual strangers. A lot of very personal questions as well. I am guessing it is the difference between what is considered extremely rude in Canada, vs what is just a regular question in the US (or that area of Texas). \n\nAnd another very different thing was how hardly anyone swore. I had the bottom drop out of a bad carrying glasses when I was in San Antonio, the glasses broke, and I said “Shit.” I have never seen so many heads turn towards me. Most of the females looked at me with complete disgust and a lot of the males laughed. I expect that the American who heard me swear, were thinking I was the rudest person. One of my children’s friends was from Australia and when their mom came over one day, she said something to the effect of “so glad you are Canadian” because she sis not have to worry about offending me if she said fuck. That was a relaxing afternoon.

My sister in the U.S. paid $12,000.00 to have her son. I felt bad when I told her my bill was for $25.00 in Canada, only because I wanted a phone in my semi-private room.

One of the most insane thing about the health costs in the U.S. is that there's a fee of more or less 40$ if you want to hold your newborn in the delivery room. And they have no shame by including it expressly in the hospital bill.

we lived in the USA for 14 years and actually because citizens before we moved back to Canada, and to this day, maintain dual citizenship. The health care was the biggest difference. Fighting with health care providers to get them to pay their portion of a bill was the WORST. They automatically turn down every claim the first time around so you have to get on the phone and fight with them. In the USA, you can only see doctors within your health care provider, or you have to pay full on to see someone outside it. You also have to pay to see your family doctor even if its for a annual check up. NONE of that happens in Canada. Health care in Canada is provided by the government. Health care in America is a BUSINESS, and they are all fighting for your $$. Being self employed in the USA was an eye opener, with a $1100. a month premium, so that we had a reduced annual deductible. No deductible or monthly premiums in Canada. Americans should NOT HAVE TO DECLARE BANKRUPTCY just because they get sick. Otherwise, we loved living there. Great people, awesome Mexican food (you can't get that in Canada), beautiful beaches and excellent access to them. Amazing highway systems,. At the time we lived there, housing was affordable, food and clothing were cheaper than Canada. None of that is true these days. You guys pay as much as we do for food and shelter.

We talk about moving back to the US, but the medical coverage stops us dead. Haven't seen a health care bill in 19 years, since moving to Canada. Its freer in Canada. \n\nIt's freer in the sense that our basic needs are seen too. We pay high taxes in Canada to have a social umbrella, that is not available in the States. I lived in MA and worked in human services and in the education system. They have to fight for every nickel every year. The tension in these environments is high. Lots of fund raising, lots of volunteer duties, low pay. Not that way in Canada.

We always lie to ourselves and happy doing that. If Canada is not good.....why is he still there? We Africans are not used to paying bills and taxes.....also, when we go abroad, we want them to adapt to our ways and not we adapting to their ways. Always complaining and complaining. Yet, we still see people trooping out of Africa every year.

Please, can my proof of fund come from my uncle's Treasury bill as a sponsor. If yes, can I use that statement alone without my own statement?

I am living in Canada for the last 25 years. You are ? right. Thinking to spend some time in my home country. After retirement working for 25 years you may get old age benefits of retirement and pension about 950 cad dollars after age of 65 . Your medicine become free. Wait time in Emergency about 7 to 8 hours in Toronto and GTA. The 950 dollars are a help for bill payments. If you have mortgage you can not survive. Comparing Canada to USA , one can find job easily in USA.

im one of those ppl with a fulltime job and im also homeless. I dont make minimum wage but i still cant justify spending that much on rent just to struggle to afford food after paying bills. Its sad to think but being homeless and couch hopping when available just seems more realistic then wasting so much money on rent. Atleast while im homeless I can still invest and set up the money i make to help me more in 10yrs instead of just watch it spill away in rent right now.

Farm bill was introduced to deal with agriculture problem of punjab. But the jat sikh who own 80 percent of land opposed it for their own benefit and also stated support to khalistan to fight against modi. These sikh abuse modi who is very normal about sikh community and respect them but they don't deserve it. I personally met with sikh who are more pr khalistan and anti hindu in general. They will support khalistan for their own benefits and its normal if we see in obc community along the country suppprting fragmentation of nation for their own reservation based on proportion

Life in the USA is much, much expensive than in Canada and healthcare is the most costly of the world. In the USA, many people have lost their homes and even filled for bankruptcy because of medical bills. The USA doesn't have universal healthcare insurance and many people die because they can't afford to get medical services or pay for the high cost of medicine/drugs. Many people in the USA also leave the country when they get old or retire because after retirement, they not longer can't afford to stay. In the USA seniors are victims of many crimes, that's another reason they leave the country not to mention that their lives will be cheaper in many countries of the world. Many are forced stay in the USA after retirement because the USA doesn't allowed people to get retirement funds in many countries like Cuba, Venezuela, Iran, etc.

I am currently living in Canada, but wanted to move to California to get a “higher pay” in my field. \nWhat’s holding me back is the healthcare in Canada. In my union, I get 100% insurance in Vision, Dental, Check-ups, Drug Prescription etc.. \nMind that I NEVER waited for months nor years to get any Health related appointments.\nIn the US, (My friends in the same field) says that their health insurances are not 100% covered unlike in Canada.\nBut, I’m also thinking “If I could get a higher pay, then I could pay for the remaining balance” \nWhat I’m scared of is, until when am I able to pay for that? Even if I get savings, and I get seriously ill my savings will go straight to my medical bills. ++ The shootings. Whether the gun is registered or not, Shooting is a shooting. Once my child goes to school, It will surely make me paranoid of school shootings.\nAside from health benefits, both US and Canada has benefits. Both have support for low income families, both get child benefits, Food stamp(free food) for low income families. Etc..\n\nI really wanted to move to US tho.\nI want to gain more experience, and more money Lol.\n\nI need all of your opinions!! Haha!!

I am a South Sudanese Canadian who pretty much grew up in Kenya before travelling abroad. Life in Canada is not easy.. especially after Trudeau came to power.\nI make pretty good income in IT, but i pay like 30% in taxes...30% of my money is gone. I dont see it. I know others who pay more than me in taxes. The grocery is also high, as are the other bills. Rent is really high. In my city, an average house costs 800k. Even my cousins in the US are shocked at the prices of homes in Canada. My rent is much higher than the mortgages being paid by my cousins in the US. In places like Toronto or Vancouver, it is worse.\n\nI went back to Africa last time and saw so many opportunities, that i made my decision yo transition slowly back home. \n\nThe problem i find with most Africans is thinking of finding jobs in the government or private sector. If you are a Kenyan, or Ethiopian or South Sudanese, etc, think of creating jobs instead.\n\nThe opportunities for entrepreneurship in Africa are endless because alot of the problems in society have not yet been resolved. You dont have to have alot of capital to start farming for example. So many Africans have access to free ancestral lands that they can farm and make money from. But many want to spend time in the cities instead. A change of mindset is needed.

Toronto is a great city......a combination of confirmation bias and some youthful challenges now that Youtube is not paying the bills.

“. THATS. IS. 100%. CORRECT”. DEAR, MY. SELF. AND. FAMILY. WENT. TO. CANADA ??. FOR. VACATION. IN. 2023 “. FROM. U,S,A, BOY. IT. TERRIBLE. STINK. EXPENSIVE, THE. HOTEL. WE. WAS. STAYING. IN. WAS. AND. IS. A. HOMELESS. SHELTER. WITHOUT. WE. NOWING ,”. WHEN. I. QUESTION. THE. MANAGER. HE. KICK. US. OUT,”. AND. ACCUSE. US. OF. BRAKING. FRONT. DOOR. OF. THE. HOTEL. I. TOLD. HIM. TO. CALL. THE. POLICE ,”. WHICH. HE. NEVER. DID,”. AND. BILL. MY. CREDIT. CARD. ,”. I. TOOK. PHOTOS”. NOTING. WAS. BROKEN ,”. IT. WAS. A. NIGHTMARE,@“. WE. WELL. NEVER. EVER. VISIT. CANADA, AGANE. TO. SPEND. MY. MONEY ,”. “ SO. I. WOULD. NOT. RECOMMEND. CANADA. TO. ANYONE,”. SPEND. YOUR. MONEY. ANYWHERE. ELSE. BUT. CANADA,”. “IT. STINKS”

Biden 2024! Give him 4 more years of great immigration policies, billions of dollars to the losing war in Ukraine, higher gas prices, higher inflation, higher grocery bill, higher cost of living, and no mean tweets on social media.

Hahaha this makes happy to see our two major parties dragging this guy out in front and laughing ? I wish they could remain united in all the bills make our lives better

You can literally work a job (if you can find one) and not be able to pay your bills..

Thank you Lynn for disclosing this to our fellow people. They think is just easy to live in a foreign country. .. Its not easy at all.\nYou can survive in your country without much cash your pocket. But here you have to do doubles to enable you meet your day live, paying bills and taxes is not at a joke…\nImagine without good heath to work doubles, it’s hard Lynn not funny at all..

Agreed. I am a long-time Toronto resident. Rents and housing is sky high. The federal gov't has been pushing money into the economy at an alarming rate, and this now interest rates will be very high for the many number of years, pushing up housing prices and therefore rents. The TTC is unsafe, that is for sure. The Federal gov't has admitted too many refugees without any transition plan, and Toronto has had to pick up the financial slack. The pandemic smacked Toronto with a huge bill, and this was not funded by the province nor the federal gov't. The result is under-funding of Toronto's social and city services, and therefore its degradation. Until Trudeau starts funding his share of the load, until the provincial gov't starts doing the same, further cuts will be required by the City of Toronto gov't for many years to come. There is no possible way that the City of Toronto can support this many social and city programs. Quality must drastically degrade, and it has.

Hi Lynn, l live in Banbury, Oxfordshire. There is nothing in the west, Africans are better off in Africa. Life in England is like attending a top school where you have to work so hard to keep up. Theoretically in the west, the first 40% to 50% of your wages goes in taxes. This leaves you with half your income. Your half income will then cover your rent/mortgage and all other bills. Once you have paid eve body, your basically left with nothing. Our lifes are in forever debt spinning wheel. I am a Ugandan, lived in the UK for 33yrs. This is home and is l know. But l am sure many places are better than here. What is guaranteed is food and health. Food is very cheap in relation to people's income. Health services are free, kids education are free too. These are the things you can't guarantee in Africa. Could be the main reason many foreigners choose to settle in the UK. Thank you.

This is what we try and tell people, but they argue and say we don’t we don’t wish them well, yet we are here. Our circumstances are very different. If you have a job in Kenya and you ca pay your bills please stay back, if you want to relocate having money is important at least $10,000! It’s that serious

I immigrated from Africa to the US then I made my way to Canada 20 years ago. Life has changed from the time we first moved here. Before with 5k Canadian dollars you would put down for a mortgage and get into the housing market. From 2015 when the Liberals came in power housing market has gone downhill for most even those earning middle class income. \n\nIf you desire to come make sure you have the right paper work. If you are coming as a foreign trained professional. You are okay. Otherwise, make sure you have immediate family willing to help you untill you get on your feet. DON'T COME as a visitor without family to ask for refugee status. You will suffer. Most of those stranded in Toronto are those seeking asylum and shelters are full with those who came from newyork when the borders where shut.\n\nOtherwise if you can pay your bills in Africa just stay there, atleast you have morals. Our elementary schools ? are terrible here with those LGB****%$# stuff pushed on children.

Here in US average house mortgage is sh210,000 a month. Average income sh400,000 a month. Then you have bills and taxes. My niece who just came from Kenya last year on work visa is making sh13 million a year as an RN. That’s sh 1.1 million a month. I think she’ll be just fine! My advice, get a bachelors degree in Kenya , apply for masters program over here, graduate and apply for a work permit. Or get a two year nursing program (can even do online internationally), work in Kenya for 2-3 years, then come here through work visa. Or apply for green card and come with a work permit. People who suffer the most are undergraduates and visitor visa holders with no work permit. They work for minimum wage under the table.

Hi Lynn, this is a very interesting conversation. I moved to Canada in 2003 went to college and became a nurse. First of all it was not easy paying for college I was lucky that husband was supporting with the bills as I went to school. So I would say that I have skills that are very marketable. Our combined family income was over $100,000 CAN. We mortgaged our first home which was very basic for a LOT of money. We had our kids and we had to struggle with childcare as most young families do. By North American standard, we were doing good. We each had a good car ( loaned), we made trips to Kenya every so often but in 2016 we decided we wanted to move back home and we sold our home and we did. I HAVE NO REGRETS. There were several things that made us reach our decision. First, I truly believe that for the Canadian system to work as it does, it has to entrap its residents. Even after 10 years of work we did not have money in the bank. Everything we owned really belonged to the bank. The light bulb moment for me came when I evaluated my net worth. A primary school teacher in Kenya after 10 years of work with good financial management will own a plot, a simple house and will start to invest for retirement. After 10 years of work, there wasn't much in the account, our house would need 25 years to finish paying mortgage and to be honest there wasn't much to show for those years of work. Quality of life really sucks the amount of stress will definitely send you to the grave sooner. This is the case for most first generation immigrants. You might say you are sacrificing and building a future for your children but, my observation was since our diaspora children have not grown in Kenya to see the need for money and what life really looks like without the comforts they are used to, they do not have the same drive as the parents so they often do not excel they are just ordinary. There is also the struggle of growing up as a minority group. A lot of our children because they are seeking acceptance will struggle with self esteem, will have depression or will join the LGBTQ community where they get sense of belonging regardless of their colour. The morals are also different from their parents and they are shaped by the society they grow up in. When I looked at what my life would look like if we kept living there, lets say we eventually pay off our mortgage, when we are old and requiring care, our children will not be able to support themselves and support us because they have to work to sustain themselves so we would to move to assisted living or nursing homes. The cost of senior care is not covered by the government unless you have no money. so we have to sell out home which would be old and outdated but still very expensive and we would have to pay $5000-$10000 per month depending on the type of care we need. so as you can see if we ended in a nursing home for 5 years we will have depleted all the money we made from the sale of our home. So by the time we die, we would not have money to leave for our children. So we worked really hard, supported the economy, and die leaving not much at all for our children, we sacrificed our quality of life, and ended up with children who don't think much of themselves or have very distorted morals. I still remember in my mind as we drove to the airport on our way back to Kenya, I thought of the story of Lot. He was pretty successful in Sodom but I'm very sure on his death bed he had lots of regrets why he ever went there. I know its tough being in Kenya but if you have a job or any way to make ends meet, be like Abraham. God will bless you regardless of whether you are in the dessert.

I am from the carribean living in canada since I was 20 now 50 still living in canada just doing the job I love babysitting even if I have a medical deplome in health care and able to work with the Government. You cam make it if you're money smart but the best thing to do first is to invest in your own country first because the trap is if you invest in the country you move to you will be working and paying bills for ever. The skill and luck is what makes it like me. Plus stay as long with roommates until you save enough money to invest in your country.