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Open your banks. Friend!

These students can't complain about the student fee, Housing , food and living cost .\n\nU can blame trudue for lowering the standards for student visa. \n\nTo my knowledge from friends i know as students durring high-school vs students coming to study at college. \n\nPrior to this issue these a few mandatory requirements \n\n- parents most make over 200 k usd , and assets .\n\n- you must have xxx amount in usd dollars equivalent in your bank account and open a HSBC bank account with xxx amount \n\n - u must show you can afford for your child to stay at a mandatory homestay , all the associated cost staying and studying in canada for min 3 years \n\nJust passing the first 3 requirements, most ppl get rejected. \n\n- most leave the home stay due to culture differences and end up renting a 1 bed room condo. \nThat alone back in harper days was 20 k a year.\n\nMind you these students i met are from Vietnam, a 3rd world country where a university graduate with 2 degree will make only $500 usd which is consider a very good job . Its equivalent to5 k / month . \n\nSo thier dollar isn't worth much , for their parents to have that much money to send a 15 year old to study hs in a foreign country is a luxury only a selected few can dream of\n\nAlso none of them worked and work permit wasn't allowed. Even they were allow why would u when ur parents give u their debit card ~ visa card with allowance of 2- 3k to spend .\n\nInwould say 25% of these rich students go home within a year as they get home sick.\n\nToday standards\n\n- not many come as high school students as it's alot harder and still up hold strict standards as their still a minor. \n\n- college is easier route\nOnly have to prove u can afford the 1st. Year of study \n- a place to live\n- your parents can support you while ur here \n\nSo some one in India is faking the documents so they can come over strictly to work and pay for school and living cost. \n\nThis is why we have this problem. Even Vietnamese students doing this but alot work save all their money and go back home after their visa end. \n\nWhat ever they save in 3 years is like 10-20 years plus of saving working in Vietnam as these students are from.poor families barly getting by\n\nWith that being said, studying aboard is a luxury no matter what country ur from.\n\nImaginenthe cost of sending ur kids to the usa for school, most of will have to take. Out loans

I saw Indians pooping on beaches in PEI and NB this summer and throwing garbage everywhere. Now they are protesting to stay when their visa's have expired. They complain about school and housing, but at the same time, exploit food banks and take up entire neighbors up degrading land value with their crime and trash. Then whenever you interact with them, they are rude, speak quickly and do not learn to adapt to our way of life. Instead we get more protests and violence. Indians abroad are responsible for billions in fraud and mismanagement across many sectors, and Indian government openly hamulated Canada on several occasions. On the count of immigration to Canada, more then 2/3 are coming from India and many are unvetted. Indians are not global people, they are not friendly or adaptable. Taking advantage of our hospitality and complaining when they stop getting that treatment pretending it's not their fault. Indians should go back to India and fix whats going on there. Get better schools, and have better manners. You have generations of youth who are very rude and dirty. I wish everything I said wasn't true, but with many personal experiences and others sharing, we have found the same is true about all of this many times over, in a span of 10 to 15 years. Its shameful.

I came to Berlin, Germany ?? from India with my family in 2021 on EU Blue card. I work here as a Software Engineer and last month I got my PR. Below are my observations \n1) Not expat friendly at all - Most of Govt departments doesn’t want to speak English at all making us feel we are useless. Esp at initial level it is next to impossible \n2) Taxes are too high I have lots of friends in Netherlands in HSM visa and they have 30 percent off in total salary meaning taxes are charged on remaining 70 percent.\n3) Difficult to buy home in Germany ?? whereas in Netherlands it is super easy and banks easily give 100 percent mortgage. Many friends of mine took their own house on the very first year and their emi is almost equivalent to the rent.\n4) Openess to English is still an issue if Germany ?? needs more skilled workers which I feel they desperately need it they would need to be more open towards English which is a common linked language.\n5) People are not at all friendly and avoid small talks.

I was just saying to a friend recently Indians have degraded the standards of everything, including the banks, the food industry, and everything they can put their hands on. Cibc and Scotiabank used to be open on the weekends now you can't even go there to do businesses all becuase they have degraded the standards of the banks ihop food is way below standards the only things they are doing right is building decent houses. Shame on our government for doing this to the hard-working canadian who feel like this is not our home anymore

There's hundreds of YouTube posts online precisely like this post. \nI'm not going to get into how long my family's been in Canada . Because it comes off as like a bragging or a snobbery and I don't go for that. I just want to put it out there Canada is not a destination for purely economic exploitation. \nIt's a place you know for people who I saw people from the former Yugoslavia comment online. Their parents were extremely happy to get out of there in the 90s.. you know they left in the 90s and it's what 2024 . First sight of hard economic Times they decide to pick up and go. \nYou know not a lot of loyalty. But I think you're going to be happier going back home for skin is a free country or free to do that and I wish you all the luck \nLet's see 2 weeks ago I had an accident at work I got four stitches in my scalp I was in and out of emergency in 5 hours which I thought was reasonable.. last week of came down with stomach flu and went to the walk-in clinic it opened at 9:00 I was at 9:15 I waited 10 minutes saw the doctor . I live in Calgary Alberta Canada which is the third or fourth biggest city of Canada experiencing record migration into the town so yeah there's big pressure on new housing. \nI just like to put it out there that I love California and raised lots of generations here not a fanatical American now you know Canada first kind of you know raw raw patriotic Canadian. You know I love my country I'm proud of it proud of my answers and all the couple hundred years of hard work they put in it you have to make this country livable for extremely cold Northern geographic location.\nNow I have a large extended family Oliver Canada the United States Mexico Australia New Zealand parts of Africa England Ireland Scotland Denmark France. \nI've been very fortunate to be able to keep up with this huge family especially because of the internet now. \nSo I keep we talk regularly online and we do business with each other a little bit and some of the countries and Canada's doing reasonably well regarding the job market cost of living and you know those sorts of things. \nYou know we've gone through covid pandemic whatever you want to call that shut the economy down for a couple years worldwide. The worst mistake during the pandemic lockdown in Canada was the government shoveling out free money and people reinvesting it back into their real estate. So you have billions of Canadians locked out of their jobs big shovel taxpayer money and they all just started renovating their homes. To the point where sheets of plywood were you couldn't find them and they went up 100 times and price. Solo's hundreds of billions of dollars that the government's going to take back and taxes from us all draw the cost of housing through the roof. Instead of at the time redirecting half of those two it was 500 billion take a half of that investment in putting it into infrastructure technology innovation for industries. Our education systems from kindergarten through to postsecondary education and spending it on the Canadians that were here. We've turned our post-secondary institutions in Canada into diploma Mills where you know your VA and your you know postgraduate degrees or you know they're worthless. However the government and the education system grew into a very profitable industry grinding out worthless degree after worthless degree for foreign students who thought when they got these degrees with 50% of Canadians have. People have to realize that post-secondary education is a big business so they're going to sell you a dream that's going to cost you a lot of money what I suggest is when YouTubers want to do something on Canada do some proper research let people know that we really do have quality post-secondary education system but you have to look at when you graduate those jobs going to be there to pay that large salary does White collar jobs are disappearing almost gone I purchase an app for my company with small company about 10 employees this inexpensive app alone has taken my office staff from 7: to 2: I have a 10 Red seal tradesman tradeswomen these 10 highly skilled trades people earn between 125 and 145,000 a year in gross salary and I need five more of these highly skilled people and I can't find them cuz everybody's running in to get a useless postgraduate degree. I do find it slightly offensive that a lot of new immigrants new Canadians immigrate to Canada to purely exploit it for its wealth Canada should be looked at as a place to come put your hard work in the struggles the ups and downs? and look at it as your home instead of you know a piggy bank but people are going to leave and there's a long line up to get in I've seen in my 40 year career you know three major reps and three major downs. What's happening in Canada's economy and the economies around the world it's all the same the US economy's doing quite well and talked to last couple of weeks friends that have invested their and families have been there long-term at present the United States is building a war economy so there's money pouring into that effort it does have a booming you know Hi-Tech boom as well however the tech boom is offshore with American companies and it's taking place in a part of the world that no one would think it would take place so if your graduate in the tech industry go online do a little research you'll find out where it is the USA is building a huge chip factories I think they just poured in 70 or 80 billion dollars we're in a transitioning economy don't get discouraged put your head into it do your homework find out where these new jobs are coming from which jobs are not going to be here. Traditional White collar you know middle management upper management jobs they've been gone for years everyone's think of themselves as an independent contractor. Also if you're a millennial or was a gen z person there's going to be a massive transfer of wealth over the next 20 to 30 years as baby boomers simply die off and then you guys are going to inherit their money I live in any one of the g7 economies I just got to find your niece with your qualifications and get in there and innovate because there's not one g7 country that significantly doing better than anyone else another interesting part of the world is East Africa I'm retiring there in 5 years I've already done my homework I've already got partners I've already started to train up people there in East Africa Canada and those parts of the world they have East Africa's great basic infrastructure so now that they've got their first level base of infrastructure a second economy is built off at the service that basic infrastructure that basic infrastructure allows for that second layer a bigger layer of investment you know and that's where the real money is for mid-level investors and you know highly educated Young westerners have got 10 years into their respective careers and these are also very beautiful countries you know so you can if you got family in Canada family in Europe India Asia you know you can start building networks collaborate on projects you know in these you know emerging economies you know mid-level economies but that's you know a good 20-year grind to get good at your career and build your confidence to go into these places and get these things done also you know it's a great life adventure but never expect just because you have an advanced degree that the door even come knocking down your door to employ you if you're going to wait for the opportunity to come to you you're going to be waiting forever you got to take your advanced degrees get out there and hustle and work hard man Canada's doing fine about four or five years it's you know it's going to take off next level and it's going to boom for 40 years and it's never going to get any cheaper in g7 countries Amy's emerging economies his pockets around the world they're starting to come up to in the window to get into these emerging economies with your advanced degrees it's closing if you don't make it if you don't start looking at it in the next 5 years your degrees are going to be gone useless and if you do decide to put your career in these emerging economies like Asia South America Central America Africa do it for the right reasons not just for money we don't want to make the same mistakes as like the industrial Revolution where a few people get rich and the people in that country you know don't get anything have respect for these countries employ their people and you have to get into these places before all the big corporations get set up there cuz they're they're going there Canada's a great place as a great time free medical system and I urge anybody that's feeling down or depressed in Canada you know to go get some therapy join some clubs talk to people don't get down and mostly don't you know don't give up on yourself you guys made it through you know Elite post-secondary education system and if you can if you can do that I mean you can you can do anything a lot of hard work ahead truly best of luck to all you guys

1) Toronto is poor value. Getting housing of any kind (buying or renting) is stupidly expensive. And the quality you get for the price is lousy. Especially the newer builds, which are just thrown up as quickly as possible and sold to investors. Policy measures generally all seem to serve to just inflate the price of housing further. The occasional lip service given to affordability is amusing, but ultimately sad. There are lots of people who really do not want the housing bubble to pop. They will fight against it with all they have.\n\n2) It has become kind of boring. There is lots to do if you have money, but it’s harder to find entertainment on a budget. Even the free stuff like parks are filling up. Stuff like sporting events, eating out, going out is very costly across the board. Even the “cheaper” stuff is expensive. It seems like a lot of local culture is disappearing. Even the cool neighbourhoods are filling up with the same chains. I think the high commercial rent and bureaucracy is deflating a lot of would-be entrepreneurs. Most landowners seem to just be banking on cashing out their land for condos.\n\n3) Canada overall has a high cost of living compared to salaries. In the US you can find lower cost of living areas that still give you a real city experience. And in Europe you can be poor but still live a decent, if no frills, life. In Canada the basic necessities are all expensive. Phone bills, grocery bills, rent, insurance are through the roof. Domestic travel is expensive. And the dollar sucks if you want to travel abroad. Health care is free but good luck finding a family doctor or waiting 8 hours in the ER these days. It’s expensive to be poor, or even middle class.\n\n4) Most of the Greater Toronto Area, outside the core, is soulless suburbs with awful transit - very “American” except with worse traffic congestion. You will need a car, which is another huge cost. Row upon row of old cookie cutter suburbs with the same crappy houses. Good luck walking anywhere, and if you do you will need to walk down boring, treeless arterial roads with cars zooming past right beside you, and cross giant eight lane intersections that were never built for humans on foot. In a rainstorm or on a fall evening you have to be really careful not to be run over by aggressive drivers.\n\n5) It is hard to raise a family in an apartment here. You can do it but it’s not very easy, and also you are still kind of judged for it. Lots of young people are feeling stuck and are deferring or avoiding starting a family. Buying any type of house, even a basic townhouse, requires pledging your soul to a bank by taking a massive mortgage with eye watering debt in a volatile market. But few apartment buildings have the kind of sensible gentle density, the family unit sizes and the common amenities, like little courtyards with jungle gyms, that you might find in Europe. No one ever contemplated that anyone would ever desire to raise kids in an apartment. It’s just a cultural thing that has worked its way into how things are planned and designed.\n\n6) The transit system is ok by North American standards but awful by international standards. There are only two real subway lines, one stub line, one line that is permanently out of service after a derailment, and another line that was supposed to open a couple years ago but still has no date for opening. The subways go out of service frequently, sometimes for the dumbest reasons, and then it is a zoo of shuttle buses. The streetcars are nice but so slow. The buses are fine if you find yourself dreaming about riding a daily herky jerky rolling tin of sardines. They are building a lot of transit but it will take decades to get done.\n\n7) There is still a lot of cool multiculturalism and opportunities to experience different foods and cultures - one of the best things about Toronto. Increasingly though it seems to be losing the fun vibe of the 90s, when everyone celebrated each other’s backgrounds and was chill. It seems the immigration is not as broad based anymore and also people are importing a lot of their “old country” grievances here. The immigration system also kind of preys on people abroad by selling them a false fairy tale, so they end up dejected when they arrive and see how things really are.\n\n8) This one might be controversial but it’s kind of an ugly city. There’s nothing particularly of historical meaning or value. Some of the older neighbourhoods are kind of nice, but the last 25 years they have only built giant glass skyboxes, one after another. There aren’t the cool “missing middle” walkups like in NY, Chicago or Montreal (or even LA). There are very few buildings with much architectural character. Some of the buildings they deem “heritage” here are an embarrassment.\n\n9) For safety, honestly on this score I think Toronto is not bad. There are not too many real “ghettos” and it’s night and day compared to much of the US. With that said, there is more vagrancy and social issues these days, with tents and such. It’s very sad but the shelters are full, lots of homeless go into the libraries, parks and transit system. It does make it harder to enjoy these public amenities safely. It is nowhere close to Europe where you might let your kids run free around town. Canadian parents still helicopter their kids and the place again is not designed to really be safe for kids, in the same way as Europe.\n\n10) Finally, a bit of a double edged sword. Toronto had a lot of youthful energy - people coming here from all over. It is definitely not as sleepy as many parts of the world. With that said, it is becoming a bit of a transient place (minus the world class experiences like London or NY). If you are from elsewhere you might find it hard making and keeping friends. I’ve seen lots of people struggle because it’s is hard to build a strong social network. We have a very “shallow” culture here - people are extremely polite but not overly warm and hospitable. We treat one another kind of like neighbours - meaning we’d like to have a cordial, drama-free coexistence and otherwise kind of stick to ourselves.

1. I'm a ??can who moved to Europe 22yrs ago through recruitment agency - the employer paid for my professional REGISTRATION with the nursing board, for my work authorisation permit before I even left, sent me a written 2 yr work contract, the flight(return), a taxi pick up from airport & accommodation for 2 the 1st weeks bnb.\n2. I had worked in ?? for 15yrs, 3 diplomas and a post grad degree, I and had bought myself a small property 4yrs into my career on a 60% government subsidy.\n3. I was in a management position for over 7yrs. \n4. Looking back now, the people I went to college with got millions of Rands at age 60 for their retirement pension. \n5. I am waiting to be 65 for a mere €32 000 retirement lump sum and a weekly income of about €400 plus. \n6. I bought myself a small property after renting for 9yrs here, it was not easy to raise funds while paying rent which is HALF YOUR SALARY, but it was worth it. I still have a balance on my bond which my pension lump sum wont even shift\n6. The regrets I have is that:\ni) I missed out on family, friends and christianity quality life, \nii) I spent too much money flying home every yr and sometimes 2 X a yr to keep my sanity and to bond with my family - adult kids and siblings & now grandkids\niii) I could have had a fair and equal opportunities to improve have more accademic and work status in my own country than in a foreign land & my experienced would have been not only recognised when it suits the employer, but it could have been openly VALUED and NURTURED if I was serving in my own country\niv) I could have retired 3 yrs ago and had a paid up bond and a nice retirement car\nThe POSITIVE side is that: \ni) I have a property in a good area that I can rent out for extra income \nii) I have enjoyed travelling around the world and living in A relatively SAFE COUNTRY for over a decade.\niii) I have come to realise that - \na) There's no place like home - we often take for granted, the standards of practice and quality of education and customer service and the advancement in technology both in both education, work and BANKING in our countries untill we travel and live abroad\nb) it is easy to bring your expertise & work ethics abroad and work like and educated slave for a small price\nc) I have come to realise that, Half the time, most of Our stories as a nation are told by someone else, and the world keeps the narrative going.

big problem with the housing is also trudeau taking in so many immigrants and refugees before having enough available housing for everybody. I think they were taking in 200k people a year. while we need atleast 1million new houses within the next 10 years in order to supply enough to the population. There was also an issue with forieign purchases where people from other countries were buying houses in canada and nobody living in them. Trudeaus votes comes from majority indian people and arabic since thats a lot of the population in canada, and to win those votes and get more hes friendly with them accepting a lot of immigrants from those countries, its not a bad thing since a lot are very well educated and their peaceful people for the most part, but the problem is there isn't enough housing. Even renting has become competitive , owning is near impossible without help. Trudeau really messed up the country, houses are riduclously expensive and they often go into bidding wars if in a good area, banks interest rates keep going up now, loans are harder to take out, sadly we need to limit the amount of immigrants that come into the country until the right number of houses are built in the country, if anything new and major cities need ot be build in other locations with jobs in order to get more people spread out around the provinces. Once there is enough houses and jobs i believe the doors should be open to whomever wishes to come (obviously with a background check) but until then there should be a limit so the houses stop going up.

I took all my money out of Canadian banks and moved it to Morocco.\nYou can buy a condo on the beach for $70,000 - $100,000. \n\nThe further up north you go the more it costs. \nCheck out Casablanca beautiful city. Low cost of living, amazing weather it never snows and best of all.. 0% taxes here on business.\n\nBusiness is booming here. Everything is open, no one is worried about the plandemic here. Coffee shops, restaurants, even bars which i never thought this country would have lol. This country is the best in Africa in my opinion. Rich country, rich culture, friendly and generous people. Everyone wants to be friends with the Canadian here and invite you to their homes.\n\nIn Canada people won't even greet you let alone invite you to their homes and feed you ?