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we could have linked immigration to the data points and mandatory rules to ensure temporary workers are paid 50% more than the prevailing market wage to ensure its legitimacy. Unfortunately its runited and far behind the repair and its still going on without any brakes :'(

Nice video. I watched it as I like to learn from other perspectives.\n\nI was born in Toronto, and I must say, this “no time for life and fun” is a new thing. This lack of access to health care is a new thing. I agree with your assessment. It now seems lonelier in Toronto. \n\nCanada used to be different because anyone with a good job could afford at least a condo, but life became unaffordable not just for immigrants, but for everyone unless you are in your 50s-60s and own a home. \n\nI have friends working double jobs supporting family back home in other countries, but for some of them the family back home sound like they are doing better than them and own a home. It’s like they are sacrificing their life to be in poverty or full of hardships and their families get to go out for dinners and drinks with friends. Not them. Not true for everyone, but for some yes and I worry about their own retirement because retirement in Canada without lots of savings means you might be homeless or forced to live with family even if it’s not your preference. \n\n without investments and savings, it will be hard to beat inflation. Getting into debt and getting bad credit can mean not getting an apartment. \n\nThe birth rate is going down because it is expensive to have kids and income isn’t enough to match with living costs. Getting help from government is really not something everyone gets access too. One person might get housing support, 10 others may get nothing. Different governments offer different things. Programs end and change often. \n\nIn Canada definitely bargain and shop around for good phone plans. one idea is to get a pay as you go until “Black Friday” then every year or two when your good offer expires there will be many others. It’s the time with the best deals saving almost half. For instance, I have 50 gigs for $25 for two years from a large provider. Telephone companies are the one place where people must bargain and even ask for better deals as a must.\n\nThe people you see living in big houses, will have kids that can’t afford the same. This is because prices keep rising. The system protects the very rich, but will also drain the middle class often within 1-2 generations. Do not link your business to your personal finance, or creditors can take your home. Some not knowing this lose everything and rich people know better. \n\nPeople live until they are very old, so inheritance is pretty much meaningless to rely on, so no matter what your parents have you must hustle in life. \n\nI do think Canada can become what we want over time. Citizens need to fight the trend of great community spaces, restaurants and bars going out of business and dumb corporations move in with bad boring restaurants. Like a McDonald’s where maybe a popular cultural hang out was. \n\nPart of the problem is a lack of mixed income housing areas, so it’s hard to stay living where you grew up. Artists and musicians help make a city great, but many cannot afford to live here.\n\nFamilies and communities staying together means more support for those with young kids and older relatives when they need help. Yet how is this possible in a city that is always pushing out lower income people when wealthier people desire the area. \n\nIn Toronto, every time you move you have to take what is available and that might mean moving an hour away from everyone you know. This weakens communities. Plus, if you live too far from your work you will have no time to socialize for most the week due to travel time. \n\nI think those who grew up in Toronto do have a certain culture of acceptance with others from many cultures, because your friends at school were from all over. But with new migrants sometimes it isn’t until the second generation that their social circles get diverse. This can be isolating and it’s even isolating as those from Toronto eventually leave dreaming of staying in one spot and not forced to move constantly when a landlord investor sells every house you move into. \n\n\nToronto really needs to protect affordability of housing for at least some housing in every section so that people can save money if they live in the city, and not have to leave their communities and be far from their friends and family. \n\notherwise eventually people get sick of the hustle and it’s too tiring to travel 1+ hrs each way to visit someone during Monday to Friday. \n\n20 years ago any professional could at least buy a condo. Not today. There is too much competition now and investors are allowed to buy up all the most affordable housing that once was a pathway to owning a home. \n\nRich policy makers got greedy and destroyed canada and hopefully diversity in leadership will help make Canada better. But they perhaps people knew to Canada can reject this lonely structure and help us rebuild Toronto into an amazing place. \n\nWe need to make sure everyone can afford housing with 30% of their income. I think that will help

It's not a housing bubble. A bubble is when investors overvalue a commodity. Even taking into account speculative property purchases, housing isn't overvalued in Canada. It is where it is because that is where the market has found the balance between the high demand and the low supply. There simply isn't enough housing being built to accommodate a million more people a year. We need to build more lower and middle-class housing. As a student of both history and architecture, I can tell you we've been here before and we dealt with it, and we can again. This situation is both a result of many factors that could and couldn't be centrally controlled. Things that couldn't be controlled: Covid and a spike in retirement rates, an aging population, low profit margins for builders, and inflation (that last one is not so easy for a central bank to control as many people seem to think it is). Factors that could be controlled: Zoning laws and bylaws, linking immigration to the amount of housing available and being built, government greed for foreign money to balance their books, short-sighted politicians of all stripes, underfunding of post-secondary education, and lack of government incentives to make building worthwhile for contractors. I've probably missed some things, but the point is that this is not an intractable predicament, and good leadership, good ideas and the will to make things happen can get us out of it.

As a Canadian here are my views on the problems here:\n1.Government waste/spending\n2. Insane taxes, we literally pay taxes on our tax here. When you add it all up the lower tax brackets after their 15% gst pay about 45% of their income in taxes alone. Provinces like Nova Scotia are disgusting when it comes to the tax they pay. \n3. Easy immigration, we should consider immigrants based on what they can do for Canada, we don't need hundreds of thousands who can't work or refuse to work. It's a strain on the system. The immigration also artificially increases housing costs.\n4.Government corruption, it's part of why the taxes are so high. It's also part of the recent hyperinflation Canada has suffered. Just look up Trudeaus WE charity Scandall or SNC Lavalin Scandal, some even say Trudeau was getting kickbacks from the vaccine which I have yet to see evidence of but I personally believe it. \n5. Politically illiterate voters and propaganda, here in Canada the government likes to keep it's people uninformed and how they do it is through propaganda. The Liberals have every major news source in Canada in their pocket and in order for you to get news that isn't influenced by them you have to specifically search for them by name, those include Rebel News, TFI Global, and True North. Almost everything else is incredibly biased, they selectively report the news and in many cases outright lie. This causes extreme political illiteracy in it's population.\n6. Housing rules, here in Canada there are some really stupid bylaws like the main floor of your primary dwelling must be 900sqft in some areas, plus building codes prevent cheap construction of homes. You could have a tiny home on piers and it wouldn't cost much but because of our laws and codes it's impossible. You need a proper foundation, footings, building permits, ad in order to get a permit you need to submit blueprints, etc. You can't just buy a prefab building set it on piers and live in it. That'd be too easy, that'd make housing affordable and the government wouldn't like that. \n7. Woke indoctrination centers, The public education system here is all about putting in regular kids and pumping out future Liberal voters. It's a mess.\n8. You can't defend yourself, In Canada you aren't allowed to carry a weapon for self defense. If a criminal breaks into your home you are supposed to do everything you can to escape rather than defend your property. Criminals have more protection under the law than the law abiding citizens. \n9. Low wages, because of immigration wages are low compared to the USA for most jobs in most locations\n10. Thigs cost more in Canada than the USA after taking into consideration currency conversion rates, even things manufactured in Canada\n11. The cold. Nobody likes the cold for the 4-6 months of the year that the higher populated areas of the country have it. The more densely populated areas also tend to be the warmest. \n12. Fascist leaders. It's no secret Justin Trudeau and the Liberals are fascists\n13. Governmental links to the WEF, you'll own nothing and you'll be happy or so their add said. The truth is Canadians can afford less and less under Liberal leadership which is no surprise since Justin Trudeau and Chrystia are supporters of the WEF.